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From Bistre Motmot, 2 Years ago, written in Plain Text.
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  1.  https://vfxalert.com/p/all-about-trading-and-investing
  2.  It is strange that our community has not yet published an introductory article on how to start investing.
  3.  Three rules of a novice investor
  4.  1. Forget about the official inflation data. 5-6%, this is nonsense, look at the price increase and estimate the real rate of inflation, even according to conservative estimates, this is much higher than 30%. Therefore, Bakovsky deposits are a reliable and proven tool, but frankly speaking, they are weak. Although it doesn't hurt to have deposits in your investment portfolio either.
  5.  2. Diversify your risks. Invest in a variety of tools. Combine both high-risk but profitable instruments with low — yield but reliable ones (high-yield and conservative ones-are there any of them? Tell me if you know).
  6.  3. Make an investment plan and adhere to investment discipline. Set a goal. In essence, the purpose of investing is to build up capital, acquire more expensive assets, which in turn generate greater profits.
  7.  Determine how much money you need, break the process down into stages (this will help you not get lost in the process, plus control points for traffic adjustments). Decide how much you can save each month. What tools will you use and what is their average % yield? With all this data, determine the time to reach the first stage.
  8.  From practice: note that you will not be able to use certain tools right away, for example, if your goal is an apartment (to rent it out), you can first invest in the bank, as soon as a certain amount is accumulated — buy a plot of land, continue saving, sell the plot more expensive after a year, add the accumulated amount and make a down payment in shared construction, then pay the balance during the year and the apartment is yours (even without a mortgage, although it is often convenient to use it for a short period).
  9.  As for the discipline — everything is simple here — invest in the proportions determined at the start or at the point of the last adjustment, do not break the diversification.
  10.  For example, start with stocks and banks. Can you invest $ 100 each month? Good: we divide it in half, 50 for a bank deposit to be replenished at 8-10%, 50 for promotions.
  11.  It is important to determine the stages of investment, after which you can draw conclusions, adjust the strategy: invest for 1 month, six months, or a year.
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  13.  Sometimes achieving an investment goal is like putting together a toy structure-piece by piece, piece by piece, brick by brick. By the way, setting goals is a very important skill. Here you should try an effective SMART system.
  14.  A few comments
  15.  Don't listen to any financial gurus who sell courses on how to save a million dollars in 10 years. Alas, their calculations often operate at an annual rate of 120%. Where will they give you one? If they give it, then it's fine, but even in all sorts of pyramids they try to offer percentages more realistically.
  16.  Pay attention to the stories of famous investors, such as Soros, Ekman, Buffett, Onassis, Mulier and even Madoff.
  17.  Do not hesitate if you can invest small amounts in the first stages. I started at $ 100 a month. At that time, it was almost 20% of my income, but proper management of personal finances helps. In general, various books advice saving for investments from 10 to 30%.
  18.  Try to understand the area where you want to invest, or use tools that you understand.
  19.  It is important to act. I won't even comment on anything here.
  20.  Do not whine, communicate with people who are also trying to invest, spin in an environment of like-minded people: this way you'll become more knowledgeable, better able to navigate the market, learn from more than just your own experience, and get a better sense of trends faster. There are many business forums, and there is a good audience of successful people in this community. There are also various courses available.
  21.  By trying different options and seeing what others are doing, you will build up your portfolio, find 1-2 areas that give you the most income (again, and in this case, do not forget about the division of investments.).
  22.  Pay attention to crowdfunding — this solution greatly simplifies the activity of investing in various projects.
  23.  If the process of learning and investing seems too complicated for you, you should take a closer look at trust management.
  24.  
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