Do you have to fill out a form for your first time, or perhaps the first time you've done it since a while. There are a lot of things that you may be confused about, such as the best place to sign a check and how to write the check using cents. Even though you may not be able to compose many checks, this skill is vital. This guide will assist you in answering all of your questions. 
 
Step 1: Date the check 
 
In the upper right-hand corner place the date in the upper right-hand corner. This is crucial so the person you're giving the cheque be aware of the date you wrote it. 
 
 
 
 
Step 2. Who's the test for? 
 
Next, Write "Pay to the Order of" on the payee's check. This is where you write the name of the person you would like to pay. If you aren't sure of the name of the individual, or the organization, you could put in the word "cash". It's possible for someone to lose or steal checks by writing "cash" on the check. A check that is issued to "cash" is able to be cashed or deposited by anyone. 
 
 
 
 
Step 3: Write down the total amount of payment in numbers 
 
Two spaces are available on a check where you can write the amount to be paid. First, you'll need to write the amount in numbers (for instance, $130.45) inside the tiny box to the right. Be sure to write it clearly in order for the ATM/bank to subtract this amount from your account at the bank. 
 
 
 
 
Step 4: Write the amount of payment in words 
 
In the space below "Pay according to the amount of," write out the dollar amount in words so that it will coincide with the dollar value that you entered in the box. For example If $130.45 is your payment then you'll write "one hundred and thirty and 45/100." If you plan to pay a check in cents, make sure the amount of cents is greater than 100. To make it more clear, even when the dollar amount seems to be a circular number, include "and/00/100" for clarity. A bank must write the amount of money in terms to process a cheque. This ensures that the payment total is right. 
 
 
 
 
Step 5: Create a memo 
 
The line that says "Memo", although optional it is useful in determining why you wrote the cheque. In the memo line make sure you make sure to write "Electric Bill" in the event that you're paying a rent or monthly electric bill. In most cases, when you pay for a bill, the company will ask you to include your account's number on the check in the memo area. 
 
 
 
 
Step 6 6. Sign the check 
 
Your signature will appear on the line at the right-hand bottom corner, using the signature you signed when you opened the checking account. This will confirm to the bank that the money you've stated and the correct payee is yours. 
 
 
 
 
How do you balance your checkbook. 
 
 
Track every transaction, whether it is money you spend or money you earn. You can find your Huntington checks by checking the check register. The purpose of your check book is to track every deposit and expense. Every transaction must be recorded including ATM withdrawals, debit card transactions along with checks. 
 
 
 
Make sure how to write a check keep track of your transactions. 
 
 
 
If you pay via check, you'll note the check number located at the top right corner of the check. This helps you to keep track of all your checks and reminds you when you need to order checks again. 
 
 
Note down the date. You can describe the transaction or the reason for the transaction in the "Transaction" column. Write down the exact amount dependent on whether you've spent or received money. 
 
 
Subtract the total amount of checks, withdrawals, or payments and bank fees , or deposit them into the total balance in your account from the prior transaction. 

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